Student loan consolidation is a fixed-rate student loan refinancing program that combines all of your existing federal student loans into one new loan. Consolidation is a great tool for managing your finances - providing lower monthly payments and long term benefits.

Student Loan Consolidation is a practical repayment tool that combines all of the student loans you received to finance your college education into one loan. When your new consolidation loan is issued, the lender pays off the outstanding balances for all your previous student loans. In essence, student loan consolidation is a refinancing tool for your education debt.

Refinancing can significantly reduce your monthly payment burden by stretching your repayment period from the standard 10 years to up to 30 years, depending on how much you owe.

Learn how to Consolidate your loan.

Popularity: 7% [?]

Application Requirements

• Applicant is a resident of His Majesty Paduka Seri Sultan of Perak
• Either the applicant, father or mother was born in Perak.
• Applicants age on 1st Of July currrent year:
  Diploma - not exceeding 26 years old or 41 years old for government servant.
  Degree - not exceeding 36 years old or 41 years old for government servant.
• Enrolled for full time course in Diploma or Degree
• Did not accept any sponsorship/loan from any party.

The application forms can be obtained by sending a stamped (40 cents) self addressed envelope (22 cm X 30 cm), RM 2.00 Postal Order/Money Order and a copy of offer letter from University to:

Setiausaha,
Lembaga Kumpulan Wang Biasiswa / Pinjaman
d/a Pejabat Setiausaha Kerajaan Negeri,
Bahagian Pentadbiran dan Kewangan,
Aras 3, Bangunan Perak Darul Ridzuan,
Jalan Panglima Bukit Gantang Wahab,
30100 Ipoh,
Perak Darul Ridzuan.

Forms are also available at http://www.perak.gov.my.

Popularity: 14% [?]

Since 1998, Panasonic has launch “Panasonic Scholarship” for students who wishes to pursue a master’s course in Japan.

To learn more about this program, please click here

Popularity: 11% [?]

The JWY Eu Foundation was incorporated in 1994 and receives the support of Freemasons throughout Malaysia. It was started as part of the benevolent & charitable activities of the Freemasons to encourage and foster academic advancement for needy and deserving students in Malaysia & Singapore.

Applications are now opened for the JWY Eu Foundation Scholarship.
All eligible University/Polytechnic students are invited to apply.
For students in Malaysia, please click here to download the application form.
For students in Singapore, please click here to download the applicaiton form.

Popularity: 3% [?]

Kuala Lumpur Kepong Berhad a Malaysian multinational company, involved in plantation, manufacturing, retailing and property development is inviting deserving individuals seeking financial assistance to pursue their full-time education in Malaysian public institutions of higher learning to apply for scholarships offered by Yayasan KLK.

The Scholarship:

• Degree: RM7,000.00 per academic year
• Diploma: RM5,000.00 per academic year

Eligibility:

• Good academic results
• Good command of English Language both written and spoken
• A record of active participation in extra curricular activities
• Must have confirmed placement from public institutions of higher learning
• Not bonded or holding any other scholarship or receiving financial assistance from any organisation
• Be prepared to serve at any location within the Group fro 3 years (Degree) or 2 years (Diploma) upon graduation

To apply:

Log on to our website at www.klk.com.my to download form or alternatively by writing in with a self addressed 4″ x 9″ envelope affixed with a RM0.40 stamp to:-

Yayasan KLK
Wisma Taiko
1, Jalan S.P. Seenivasagam
30000 Ipoh Perak Darul Ridzuan

The completed application form must reach us at the above address by 31st May 2008. Only shortlisted candidates will be called for interview.

Popularity: 13% [?]

YTL Foundation was established in 1995 with the objective of promoting higher education in Malaysia by offering scholarships to deserving individuals who would otherwise be denied of higher education due to financial constraints. Given the opportunity, such individuals will be able to achieve their full potential and assume leadership positions to contribute towards the nation’s economic development.

ELIGIBILITY

• Outstanding results in SPM and STPM examinations (or equivalent);
• Gained admission to an accredited institution of higher learning;
• Exhibited leadership qualities in sports and/or extra-curricular activities;
• Not receiving any scholarships, financial aid or awards from other educational institutions or organizations.

For details, visit http://www.ytlcommunity.com/ytlfoundation/index.asp or e-mail: slchung@ytl.com.my.

Popularity: 8% [?]

Recognising the cost of education today and the need to get that paper qualification to secure your future, UOB now offers qualified full time undergraduate and postgraduate students the opportunity to pursue a degree (or equivalent) at accredited educational institutions with an attractive education loan.

Eligibility

For undergraduates:

• Be a U Club member
• A Malaysian aged 18 to 25 years old
• Be a full-time student of an undergraduate programme at an accredited educational institution
• Have a co-borrower aged 55 below. (maximum 2 co-borrowers)

How to Apply

Visit any UOBM branch nearest to you.

Popularity: 11% [?]

A scheme developed for individuals who plan to continue their education locally or abroad. This financing covers tuition fees, cost of living as well as the purchase of text books and other educational aids.

Eligibility

• Malaysian citizens aged 18 and above and not exceeding 60 years of age at the end of the financing period
• Working students with fixed income
• Students without income may apply through parents, spouses, siblings or legal guardians

For more information, click here.

Popularity: 10% [?]

Maju Institute of Education Development (MIED) is the education arm of the Malaysian Indian Congress (MIC). The role of the Institute was to provide the necessary means to the deserving and needy Indian students, to get education.

Terms And Conditions For MIED Loan Application.

1. MIED Education Loan is being offered to All Malaysian currently or wish to study in any Higher Education Institution locally or abroad.
2. As for the local higher education institution, all the pursuing courses must be approved by National Accreditation Board. (LAN) of Malaysia where as for the overseas higher education institution, all courses must be recognised by the Public Service Department (JPA) of Malaysia.
3. MIED will only evaluate the loan application for 20% to 50% of the total course fee.
4. MIED will impose an interest of 6% per year followed by the terms and conditions stated in the agreement.
   All applicants must forward a copy of Offer Letter from the Higher Education Institution stated the course name and the fee structures.
5. MIED Education loan will not be offered to any person who already having education loan with other organisations.
6. All Loan Applications and Loan amount offered will be decided by the MIED Board of Directors.
7. Approved Loan Payments will be done through the Treasury Office of the higher education institution.
8. Successful loan application must sign an agreement with MIED for the terms of repayment of the loan. Loan repayments will start after 6 months of the completion of the course.
9. Please forward a copy of Academic Certificate, Identity Card, Offer Letter from the Institution, Statement of Income and Two guarantors’ details.

The MIED loan application forms are available online at its website www.mied.com.my. Completed forms must reach the MIED office by Aug 15.

You can download the application form HERE.

Popularity: 13% [?]

As a student you can apply for this bank loan either solely or jointly with their parents, brother, sister, spouse or children. Full-time and part-time programs approved by the Ministry of Education, Jabatan Pentadbiran Awam are acceptable when applying for the RHB Study Loan, both for local or overseas education.

For further information please visit
http://www.rhbbank.com.my/personal/services/loan/study_loan.shtm

Popularity: 9% [?]

MALAYSIAN women scientists will be celebrated, supported, encouraged and rewarded in the second edition of L’Oreal Malaysia For Women in Science Fellowships.

The fellowships are financed by L’Oreal Malaysia in partnership with the Malaysian National Commission for Unesco, Academy of Sciences Malaysia, Higher Education Ministry and Science, Technology and Innovation Ministry.

They emphasise and demonstrate the importance of women’s participation in the development of the sciences in today’s world.

The programme has been initiated to provide assistance, encouragement and recognition for women involved in Material Sciences research.

Those interested in applying should be PhD holders under the age of 35, pursuing research in Material Sciences.

Only three candidates will be chosen and they will receive RM20,000 each to aid them in their proposed studies.

L’Oreal Malaysia corporate communications director Tay Ai Leen said: “We believe that research drives innovation if given the right support.

“A lot of firms provide scholarships but we want to provide support for young researchers.”

One of last year’s beneficiaries, Crystale Lim Siew Ying, advised those who were interested to be confident and just go for it.

“I was apprehensive about my research on fungus,” she said.

“But since my government funding was ending soon, I submitted my research.

“I was surprised and thankful to get L’Oreal’s funding.

“It couldn’t have come in a better time,” she added.

Those interested should submit their applications using forms that can be obtained from www.loreal.com.my or from the Secretariat of the Malaysian National Commission for Unesco.

All applications must be in by Aug 15.

For more information, call Idris Ismail at 03-8884 6119 or log on to www.loreal.com.my.

Popularity: 5% [?]