Presently, KOJADI has a total 11 loan schemes under its loan programme to cater for a wide spectrum of education courses ranging from vocational and technical to undergraduate and postgraduate studies.
Below are the various education loan schemes currently implemented by KOJADI:
  1. KOJADI Higher Education Loan Scheme (HELS)
    It was set up immediately after inception of KOJADI in 1981 at the time when there were limited places in our local universities.There are some 3,300 member-students who have benefited under the scheme.
  1. KOJADI Special Education Loan Scheme (SELS)
    This loan scheme is an extension of HELS .It is set up for those member-students who are ineligible to obtain a loan under HELS.
2.1 KOJADI Vocational Education Loan Scheme (S-VEL)
It is set up to provide loans to member-students who wish to undertake vocational training courses in local private institutions.
2.2 KOJADI Institute Education Loan Scheme (S-JEL)
It is specially designed for member-students to finance their tuition fees in KOJADI Institute (KI), a college which is wholly owned by KOJADI.
2.3 KOJADI Education Loan Scheme for TARC Graduates (S-TAR)
It is set up for diplomates and certificate-holders of Tunku Abdul Rahman College (TARC) who wish to further their studies overseas.
2.4 KOJADI Education Loan Scheme for Local University Studies (S-LUS)
It is a loan scheme for member-students who pursue courses in local universities.
2.5 KOJADI Education Loan Scheme for Foreign University Studies (S-FUS)
It is set up for member-students who wish to take up courses in foreign universities.
2.6 KOJADI Education Loan Scheme for Independent Secondary School Certificate Holders (S-ISS)
This loan scheme is to assist member-students who are graduates of independent secondary schools and have successfully gained admission to a university to pursue undergraduate courses.
     
2.7 KOJADI Education Loan Scheme for Early Childhood Education (S-ECE)
This loan scheme is designed to provide financial aid to members who wish to take up courses in childhood education as a career.
     
  2.8 KOJADI Education Loan Scheme for Overseas Postgraduate Studies (S-OPS)
This loan scheme was implemented 2001 for member-students to take up postgraduate studies overseas.
     
  2.9 KOJADI Education Loan Scheme for Local Postgraduate Studies (S-LPS)
This loan scheme was implemented 2001 for member-students to take up postgraduate studies locally.
     
2.10 KOJADI Education Loan Scheme for Universiti Tunku Abdul Rahman (S-UTAR)
This loan scheme is designed and implemented in 2002 for member-students who pursue courses at UTAR.

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